Insurance &
Financial Specialists
Our role is to understand your situation, provide clear guidance, and put the right insurance and financial structures in place.
CODE FINANCIAL GROUP.
30+
Years of Experience
500+
Clients Served
20+
Insurance Partners
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Communicate Openly Design Efficiently
- Communicate Openly Design Efficiently
Code Financial Group
is a Strategic Advisory Firm
Based in Toronto
ABOUT US
We work with business owners and high-net-worth families to build, protect, and preserve wealth. We deliver tailored insurance, investment, and tax-efficient planning solutions designed for long-term growth, risk management, and financial clarity.
Who We Help
Individuals / Families
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Protect your family’s financial future with life insurance and critical illness coverage designed to replace income and cover major medical events.
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Income protection that replaces lost earnings if illness or injury prevents you from working, short- or long-term.
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Professionally managed investment solutions offering growth potential, risk management, and estate planning benefits.
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GIC Deposits
Annuities
Lifetime income benefit plan
Leverage investment solutions
Mortgages
Health and dental insurance
Business Owners
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Protect your business from financial loss due to the death or disability of a critical employee or owner.
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Insurance-funded agreements ensuring smooth ownership transitions in the event of death or disability.
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Tax-efficient income replacement strategies for incorporated business owners during disability.
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Advanced retirement plans for business owners and executives seeking higher contribution limits than RRSPs.
Business / Corporation
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Traditional Benefit Plan
Administrative services only
Healthcare spending accounts
Executive benefits
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Defined Benefit Plans
Defined Contribution Plans
Deferred Profit Sharing Plan
Group RRSP
Our Team
Francesco Frano
President
A seasoned financial advisor with 15+ years of experience, specializing in risk planning for business owners. He simplifies complex challenges into clear, confident solutions.
Giuliano Frano
Wealth & Insurance Specialist
A former professional soccer player, he brings discipline and a team-first mindset to helping clients build strong, coordinated financial plans.
Jean Luc Maclean
General Liability, Home & Auto
A licensed insurance advisor with Code Financial Group specializing in home, auto, and business insurance. With access to multiple carriers, he delivers flexible, competitive coverage tailored to each client’s needs.
Rocco Frano
General Liability, Home & Auto
A leader with 40 years in financial services, helping business owners manage risk and shares his knowledge across the team.
Contact Us
Interested in working together?
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We can’t wait to hear from you!